CurioInvest· Extract
Live · swiss DLT circular 2018/3

Your contracts,structured in 30 seconds.

CurioExtract turns every contract, invoice, and PO into structured, searchable data — and shows you how much working capital you could unlock right now. Free, Swiss-hosted, no card required.

Get started — freeTry the demo dataNo signup · Just demo data

CHF · Working capital unlocked

CHF

across 20 seeded contracts from AlpenFreight AG · ready to tokenize.

%

advance rate

%

weighted APR

mo

median term

IssuedCurioInvest · Swiss RWA pipeline tokenized · CHF 1'800'000· 8m ago
KYCInvestor whitelisted · Moneyness Capital (CH) · 22m ago
SettledMoneyPark 2.0 · Net 60 settled · CHF 560'000· 41m ago
IssuedChâteau Gütsch · AI tokenization tranche 2 · CHF 660'000· 2h ago
KYCInvestor whitelisted · Erlen Capital (DE) · 2h ago
IssuedCurioInvest · Swiss RWA pipeline tokenized · CHF 1'800'000· 8m ago
KYCInvestor whitelisted · Moneyness Capital (CH) · 22m ago
SettledMoneyPark 2.0 · Net 60 settled · CHF 560'000· 41m ago
IssuedChâteau Gütsch · AI tokenization tranche 2 · CHF 660'000· 2h ago
KYCInvestor whitelisted · Erlen Capital (DE) · 2h ago
  • CurioInvest · Swiss RWA pipeline tokenized CHF 1'800'000 · 8m ago
  • Investor whitelisted · Moneyness Capital (CH) · 22m ago
  • MoneyPark 2.0 · Net 60 settled CHF 560'000 · 41m ago
  • Château Gütsch · AI tokenization tranche 2 CHF 660'000 · 2h ago
  • Investor whitelisted · Erlen Capital (DE) · 2h ago

Tokenization portal · demo

Cross-Border Freight MSA — Helvetia Logistik

Helvetia Logistik GmbH · DE

CHF

Eligible advance

CHF

75% of CHF 2'400'000 · 9mo · 8.5% APR · fee CHF

  1. ↗

    KYC verified

    Investor whitelisted · CH jurisdiction

  2. ◆

    Jurisdictional check

    FINMA 2018/3 + nDSG Art. 19

  3. ✦

    Receivable minted

    CMTAT v3.0.0 · ERC-3643

  4. ✓

    Settled & retired

    Token burned · obligation closed

The wedge

See how much working capital your contracts could unlock.Live, in 30 seconds.

Every contract in CurioExtract gets a free tokenization quote — priced in real time against the CurioInvest RWA stack. No sales call. No minimums. No spreadsheet.

  • 80%advance on verified receivables
  • 9momedian term, fixed APR
  • CH/DEwarranted jurisdictions
  • 24hfrom upload to settlement readiness
  • ERC-3643compliance-native token standard
  • Self-custodyyour multisig, your tokens
Open the simulator

The problem

Your contracts are a filing cabinet.Your balance sheet needs them.

The average mid-market CFO stores 80% of their contractual commitments as PDFs in inboxes and shared drives. They can't search them, score them, or — most importantly — use them as collateral.

Tokenization platforms like ours need verified, structured receivables to underwrite. We give away the upstream tool because every contract you upload becomes eligible capital on the CurioInvest stack.

CHF 4.7M

avg. untracked annual commitments

63 days

median time to surface a renewal

12%

potential APR reduction on tokenized receivables

News

The market we tokenize for.

Tokenization and private-capital intelligence from our database: CurioSignal. Inquire to get access to our feeds on investors, companies and news in tokenization.

FAQ

The questions a CFO asks first.

Is a tokenized receivable a security under Swiss law?
Under FinSA Art. 4, debt instruments — which is what a receivable is — are exempt from prospectus requirements when offered to a closed circle of qualified investors. The CMTAT we mint is permissioned (ERC-3643-compatible), so transfers are gated by KYC and jurisdiction checks, keeping the offering inside the exemption. We provide the rails; the legal opinion is yours.
What does the AI actually extract from a contract?
Parties, payment terms, renewal date, governing law, obligor, total value, deliverables, penalty clauses, renewal clauses, auto-renew flag, and a confidence score per field. The dashboard surfaces the confidence score so the human reviewer can focus on low-confidence extractions first.
Why CMTA, not vanilla ERC-20 or ERC-3643?
ERC-20 has no transfer validation — anyone with the address can send anywhere. ERC-3643 is a single monolithic contract; every audit has to cover the whole thing. CMTAT (the Capital Market and Technology Association's reference token) breaks the spec into small, independently-auditable modules: BaseCore, BaseRuleEngine, BaseAllowlist, BaseSnapshot. We use BaseCore + BaseRuleEngine, audit only what we ship, and inherit a standard that's already in production at UBS / Taurus / Syz.
What happens when the obligor doesn't pay on time?
Three failure modes, surfaced in the dashboard: (1) late payment triggers penalty interest (12% above contract APR) and auto-notification; (2) default triggers Swiss SchKG (Betreibungsbegehren) legal recovery, 70-90% expected recovery; (3) bankruptcy triggers the insolvency proceeding, 40-60% expected recovery, 12-18 months. The dashboard's Backtest tool runs the whole 20-contract portfolio through all three so the CFO sees the worst case before issuing.
Is my data ever used to train AI models?
No. Default posture: zero model-training on customer contracts. Per-tenant Postgres isolation. Opt-in telemetry only. nDSG Art. 19 compliant. The 30-day breach-notification deadline is in our SLA contract, not just our privacy policy.
Can I see the rule engine logic?
Yes. The Swiss-DLT-specific rule is a small Solidity contract that hooks into the CMTAT RuleEngine. Source on GitHub (linked in the deep-dive page). Every transfer emits a `TransferWithData` event with the rule's numeric reason code; every view function `detectTransferRestriction` returns a code 0–11 with a human-readable message. The full transfer log is on-chain and on your dashboard.

Need the deep-dive version? Read the full legal reference →

Stop reading PDFs.Start running them.

90 seconds to set up. 20 demo contracts waiting to be explored. No card, no sales call, no spam.

Create free accountI already have one