Free to start. Capital when you're ready.
The dashboard is free, forever. The capital product is priced as a fee on issuance, not a SaaS tier. The Pro tier is for teams that need unlimited contracts, multi-user, and an API.
Quick estimate
Average mid-market CFO replacing a manual AR review cycle with CurioExtract Free. Based on 3-hour weekly savings at CHF 100/hr internal cost.
PDFs parsed
120+
Avg fields
12
Hours saved
12/mo
CMTAT v3.0.0 in production at
Plans
Three tiers. Pick what you need today.
Mid-market CFOs · single user
Free
Contract intelligence for the CFO who's been tracking renewals in a spreadsheet.
Finance teams · 5 seats included
Pro
Unlimited contracts, multi-user, NL Q&A, full API, custom extraction templates.
Working capital · per receivable
Capital
Tokenize eligible receivables on the CurioInvest RWA stack. Settlement T+2. Pre-deal qualification only — published range, final terms on a live quote.
Compare
Every feature, every tier.
No "everything in Free" hand-waving. No hidden tiers. See exactly what you get.
| Feature | Free | Pro CHF 499/mo | Capital |
|---|---|---|---|
| Extract & search | |||
| AI extraction (parties, terms, renewal, value) | 100/mo | Unlimited | Per receivable |
| Field accuracy on benchmark corpus | ≥92% | ≥95% | Same |
| Natural-language search across portfolio | |||
| Document upload formats | PDF, DOCX | PDF, DOCX, scan, EDI | Same |
| Workflow | |||
| Renewals watch list + auto-reminders | — | ||
| Top-supplier concentration analysis | Read-only | Editable | — |
| Multi-user seats | 1 | 5 | Per issuer |
| Custom extraction templates | – | — | |
| Priority support (≤ 4h weekday) | – | Dedicated | |
| Integration & API | |||
| QuickBooks sync | — | ||
| REST API + webhooks | – | Same | |
| Read-only API tokens | — | 100/hr | Unlimited |
| SAP / NetSuite / DATEV connector | – | Beta | Roadmap |
| Compliance & security | |||
| Swiss DLT Act & FinSA Art. 4 support | Reference | Full | Native |
| Per-tenant data isolation (CH-only Postgres) | |||
| AI training opt-in (default: off) | Off | Off | Configurable |
| SOC 2 Type II audit | — | Q4 2026 | On request |
| Penetration test report (annually) | – | On request | |
| Tokenization (CMTAT v3.0.0) | |||
| Read-only tokenization simulator | — | ||
| Live mint on Polygon testnet | – | ||
| Live mint on Polygon mainnet | – | – | |
| Custody (CurioInvest-hosted multisig) | – | – | 2-of-3 |
| Settlement oracle (bank API) | – | – | Configurable |
What pilots say
From the teams running the pilot.
"CurioExtract cut our renewal review cycle in half. We can see every receivable in one place, run the backtest on a new contract in 30 seconds, and the legal team finally trusts the data."
Head of Treasury
AlpenFreight AG (pilot)
"Standardising the workflow across three subsidiaries used to take a week of finance-team time. With CurioExtract, the watch list does it for us. The audit log is exactly what our compliance team needed."
Group CFO
Bodensee Spedition (pilot)
How we compare
Why this isn't another SaaS invoice.
| Dimension | CurioExtract | Spreadsheets | Manual factoring |
|---|---|---|---|
| Time to find a renewal | < 2 seconds | 30 min – 2 days | 1-2 weeks |
| Cost of audit | 0 (exportable log) | 8-16h of finance time | 3-5% of receivable |
| Tokenized working capital | Native, on-chain | — | Off-chain only |
| Cost to operate | CHF 0–499/mo + 0.75–1.5% on issuance | Salaried time | 12-20% effective APR |
| Swiss-DLT Act / FinSA Art. 4 alignment | Built-in (CMTAT) | Manual legal review | Negotiated per deal |
FAQ
Common pricing questions
Why is the Capital tier priced as a fee, not a flat rate?
Because the fee is on the working capital we issue, not on the dashboard. If your volume is small we earn little; if it's large we earn more. That's the alignment we want. It also keeps the SaaS layer free, which matters because most mid-market CFOs are happy to pay for the dashboard, but the actual capital piece is the part they want to negotiate.
Is the simulator included in Free?
Yes. The simulator on /tokenization works on the 20 demo contracts from AlpenFreight AG without any account. For your own contracts you need a Pro account. For actually issuing tokens on a real chain, you need a Capital account.
What counts as a contract for the 100/month Free limit?
Any contract extracted by the AI or uploaded as a file. Renewals, amendments, and POs each count as a separate contract. Inactive (terminated, expired) contracts do not count after 30 days.
Can I move between tiers?
Yes — upgrade at any time, downgrade at the next billing cycle. No penalty for changing tiers. Annual contracts get a 15% discount, billed monthly, no lock-in.
What payment methods do you accept?
CHF / EUR wire transfer, TWINT, or Stripe (cards, SEPA, ACH for EUR). Crypto payments (USDC, EURT) on Polygon accepted for the Capital tier. Invoice generated on the first of each month.
What's the difference between Pro and Capital?
Pro is the SaaS dashboard — extract, search, watch list, API. Capital is the tokenization product on top — minting your eligible receivables as CMTATs on Polygon and routing them to qualified investors. Pro and Capital are designed to be stacked: most Capital customers start on Pro first to clean up their portfolio, then enable tokenization on the receivables that qualify.
What happens if I exceed the contract limit?
On Free tier, extraction pauses at 100/month but search and dashboard keep working. We email you 7 days before the cap. On Pro and Capital, no hard cap — you pay CHF 9 per extra contract over the limit, billed monthly.
Can I export my data if I cancel?
Yes. At any time, run a full export of your contracts, tokenization quotes, transfer history, and audit log as CSV or JSON. Your on-chain tokens remain on Polygon under your custody, so you keep the audit trail permanently. We never lock your data in.
Try the dashboard. No card required.
20 demo contracts, the live tokenization simulator, and the full dashboard — free, forever. Pay only when you mint.