Terms of service — CurioExtract

1. Acceptance

By creating an account or using CurioExtract, you agree to these terms on behalf of yourself and the organization you represent. You represent that you have authority to bind that organization.

2. Service

CurioExtract provides AI-powered contract extraction, search, spend analytics, and a tokenization simulator. The simulator is educational only — it does not constitute an offer to issue, sell, or trade securities, nor does it execute any on-chain transaction.

3. Your data

You retain all rights to contracts and data you upload. We process them only to provide the service, never to train foundation models. See our Privacy Notice for retention, subprocessor list, and transfer mechanisms.

4. Acceptable use

• Upload only contracts and documents you have authority to process
• Do not attempt to extract data from contracts involving parties without authorization
• Do not reverse-engineer, scrape, or repackage the service
• Do not use the service for money laundering, sanctions evasion, or terrorist financing

5. Tokenization tier — important disclaimers

The Capital tier and its associated simulator are provided for educational and pre-deal qualification purposes only. They do not constitute:

• An offer or solicitation to buy or sell securities under FinSA, MiFID II, the U.S. Securities Act, or any other securities regime
• An offer of regulated financial services under FinIA, MiCA, the U.S. Investment Advisers Act, or any other financial-services regime
• Investment, legal, tax, or accounting advice

Live tokenization, when enabled, will be conducted only after (a) successful KYC/AML verification of all counterparties, (b) execution of a binding term sheet with the issuer, and (c) compliance with the prospectus exemption applicable to your jurisdiction (typically Art. 4 FinSA private placement, Reg D 506(c), or equivalent). The ERC-3643 token standard referenced on the site is a technical standard, not a regulatory license.

6. Service availability

Best-effort uptime. We may modify, suspend, or discontinue the service with reasonable notice. The free tier may be throttled or rate-limited at our discretion.

7. Liability

To the maximum extent permitted by Swiss law, our aggregate liability is limited to the fees you paid us in the 12 months preceding the claim. We are not liable for indirect, consequential, or punitive damages, or for losses arising from your reliance on extraction accuracy.

8. Termination

You may delete your account at any time (see Privacy Notice §6). We may suspend or terminate accounts that violate these terms or pose a security risk.

9. Governing law

These terms are governed by Swiss law. Disputes are subject to the exclusive jurisdiction of the courts of Zug, Switzerland.

10. Contact

Curio Capital AG, Bahnhofstrasse 12, 6300 Zug, Switzerland. legal@curioinvest.com.